With the enhanced Affordable Care Act (ACA) premium tax credits set to expire soon, many people could see their marketplace plan premiums rise in 2026. As a result, some may consider switching to a ...
Advice offered by Marc Hebert, president of The Harbor Group Inc., a certified financial planner. If you have any questions about finance or if you'd like to suggest a future topic, email ...
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High Deductible Health Plans have much higher deductibles than traditional HMO and PPO plans in the FEHB program. Depending on the HDHP, the deductible ranges from $1,600 to $2,000 for self-only ...
Editor’s Note: In response to the COVID-19 pandemic, the CARES Act allowed HDHPs to cover the cost of telehealth services without cost to participants before the HDHP deductible is satisfied. HDHPs ...
Survey results demonstrate an opportunity to incorporate good practices for high-deductible health plans that can help enrollees maximize value and better navigate their benefits and treatment options ...
Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...
Editor’s Note: For tax years beginning after January 1, 2026, under the 2025 OBBBA, bronze and catastrophic plans offered on the ACA individual health insurance marketplace may be treated as HDHPs ...
High-deductible health plans (HDHPs) offer lower monthly premiums but higher deductibles, while preferred provider organizations (PPOs) typically have higher monthly premiums but lower deductibles.
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When Is Having an HSA and HDHP a Bad Idea?
American healthcare costs per capita have risen tremendously in the past 20 years and stand at the highest in the developed world. Despite this, there’s little to show for it in terms of comparable ...
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