New federal loan caps and plan overhauls demand smart strategies. Here's how to keep your payments manageable now.

By next summer, new borrowers will have just two repayment options, streamlining the previous menu to pay off higher-education debt. Here’s what to know.

A new proposal from the Biden administration would lower federal student loan payments for some Americans – and pause payments completely for anyone making less than $30,600 a year.

Your student loan payments could be much lower. Income-driven repayment, or IDR plans, have been around for years. While the details vary between the plans, the general idea is that borrowers ...

One important bright spot Baruni shares with her clients: Many borrowers are eligible for affordable student loan payment plans, with minimum monthly payments based on income. Sometimes, a minimum monthly payment can be as low as $0. “The first line of defense is always income-driven repayment,” Taylor of the National Consumer Law Center said.

Federal student loan payments are on pause for millions of people while the Biden administration defends its new relief program in court. Here's what to know.

NEW YORK — The 12-month grace period for student loan borrowers ended Sept. 30. The “on-ramp” period helped borrowers who are struggling to make payments avoid the risk of defaulting and ...

Education organizations told Sen. Elizabeth Warren that Trump's plans to dismantle the Department of Education will harm student-loan borrowers.