Defined contribution pensions have been impacted by the last three budgets – freedom and choice means DC pensions are now arguably a tax-efficient savings plan rather than a retirement income plan. • ...

Choosing between a defined benefit vs. defined contribution plan can make or break your retirement strategy. The difference comes down to who takes on the risk — your employer or you. A defined ...

Minister for Social Protection sets minimum contribution for occupational pension schemes to counter perceived abuse of ...

For CDC to succeed, providers, employers and members need to understand and be comfortable with the pooling of risks, writes the Pensions Policy Institute’s Tim Pike. Pooling of risk is a tricky ...

The Royal Mail Collective Pension Plan, a collective defined contribution (CDC) scheme launched in October last year after six years of planning, dropped 4.6 per cent by the end of March, compared to ...

Protecting your pension wealth has scarcely been more important following Rachel Reeves' latest tax-grabbing Budget. The Chancellor's decision to impose national insurance contributions on workplace ...

Royal Mail’s new pension scheme has fallen 5pc since it launched, raising questions over the Government’s plans to merge more of workers’ pension savings into one investment.

We’re all told to save into a pension, but there’s widespread confusion about how to take an income from our savings and ...

UK pensions policy rarely stands still, but 2025 delivered a flurry of reforms, consultations and political interventions.