As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs for lenders by cutting out credit bureau markups. But not everyone is ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...

SAN JOSE, Calif.--(BUSINESS WIRE)--A credit card can be a useful tool when you’re ready to establish a FICO® Score for the first time. But if you prefer to build a FICO Score through different methods ...

As a counterpunch to moves by competitors, changes to VantageScore 4.0 pricing seek to reduce costs for lenders and homebuyers Equifax has announced a move to reduce mortgage costs for American ...

Clicking the "pay later" option at checkout could start impacting your credit score in the coming weeks. In February, the credit scoring agency FICO announced it would begin factoring Buy Now, Pay ...

Fair Isaac, known as FICO, is aiming to cut costs for the mortgage industry as it looks to bypass Equifax, TransUnion and Experian FICO says it plans to license its credit scores for mortgages ...