Buying your first home is one of life's biggest milestones, and one of its biggest financial commitments. The excitement is real, but so are the responsibilities and hidden costs that come with it.
First-time homebuyers fell to a historic low of 21% of all U.S. home purchasers this year, according to NAR’s 2025 Profile of Home Buyers and Sellers. The share has been cut in half since 2007, as ...
Builders and lenders are increasing incentives like grants, price reductions, and mortgage rate buy-downs for first-time buyers in 2026. NAR sees these trends as key to improved affordability. AI ...
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