Gold Loan Market in India 2016-2020 - Market Expected to Grow at a Rate of CAGR 15% YoY during next 5 Years - Research and Markets June 29, 2016 06:42 AM Eastern Daylight Time ...

SBI's ERD suggests India revisit gold policy in light of global central banks' enhanced gold purchases, fintech startups entering gold segment, banks launching gold loan products. De-dollarization ...

In a significant policy update, the Reserve Bank of India (RBI) has rolled out new lending rules aimed at improving financial ...

Indian households are loading up on destructive debt such as personal, credit card and gold loans, than constructive credit, which includes housing loans. Sunitha Natti on why we must be worried.

Gold is considered a symbol of social status, financial security, and cultural legacy in India. As of 2019, households in India held about 25,000 tons of gold, making the country the largest holder of ...

The Reserve Bank had released a draft policy on April 9, 2025, seeking to tighten rules around loans taken against gold. These include capping the loan-to-value (LTV) ratio at 75%, strengthening ...

Education loan growth slows as US/Canada tighten visa rules. NBFCs diversify into housing, gold loans. RBI pushes tighter ...

For instance, the norms give a free hand to banks to offer all income generating loans, including agriculture gold loans, with Loan To Value (LTV) ratio determined by their Board approved policy ...

Gold loan regulations in India are evolving to ensure fair practices, customer protection, and a level playing field for lenders. ... to fix a policy-based LTV ratio for income generating loans.

One of the world’s biggest users of gold is India. According to the World Gold Council (WGC), India’s annual demand for gold surged by 804% between 1987 and 2016.

Learn about understanding fluctuations in gold prices and how they can affect your gold loan. Discover the impact on gold loans by reading the article at India Infoline.

FILE PHOTO: Reserve Bank of India (RBI) Governor Shaktikanta Das attends a news conference after a monetary policy review in Mumbai, India, ... Loans against gold jewellery grew 30.5%, ...