The $175B U.S. life insurance market stands at a critical inflection point: while 90% of policies are sold through financial advisors, these professionals navigate a fragmented ecosystem of over 10 ...

Total new annualized premium increased 13% to $4.5 billion in the second quarter, according to LIMRA’s retail life insurance sales survey results, which represent 80% of the U.S. market. Northwestern ...

We analyzed universal life insurance policy fees, cash value growth, the reliability of policy illustrations and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff ...

It’s the most difficult common objection to overcome for most life insurance agents, especially those who are new or part-time to the business. It might even be worse than “I’m not interested.” At ...

This document shows how a policy can perform in certain scenarios, but the actual outcome might be very different ...

Learn how vanishing premiums in life insurance use policy dividends to pay premiums, and explore key considerations to avoid common financial pitfalls.