I haven’t budgeted in months. I haven’t tracked a single purchase. I haven’t thought twice before swiping my card. Most months, the first time I even look at my statements is when I sit down to write ...

They asked for this, don’t forget. Downright begged for it, even. University leaders, conference commissioners, coaches, all of them. They wanted — no, they craved — guardrails. Got to have those ...