What does the RBI monetary policy say on India’s GDP growth and inflation outlook? What does the decision to keep repo rate at 5.25% mean for your loan EMIs, fixed deposit and mutual fund investments?

Headline inflation during November and December remained below the tolerance band of the inflation target. The revised ...

As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, thereby affecting the overall loan tenure.

Monetary policy projections, including a recent Reuters poll for 2026, indicate that the Reserve Bank of India (RBI) is ...

The RBI's Monetary Policy Committee (MPC) - the rate setting panel - is widely expected to keep repo rates unchanged at 5.25%, with focus likely to remain on liquidity management and transmission.

According to experts, developers, investors and homebuyers benefit from steady borrowing costs, improved planning visibility ...

RBI’s February 2026 MPC kept the repo rate unchanged at 5.25% with a neutral stance, after 125 bps cuts since early 2025, citing comfortable inflation and resilient growth.

While a majority of economists believe the central bank will be cautious in its approach, factors including a stronger rand against a weak US dollar could work in consumers' favour.

All of the usual factors, notably your risk profile, will still be at play. But the enhanced transparency could conceivably lead to lower rates in some cases as the reform would mean that banks have ...