The Social Security Administration will be cutting some American’s checks in half starting later this month to recoup nearly $72 billion in improper payments. People who have received more Social Security benefits than needed can expect their monthly payments to be cut in half by around July 24 until the overpayment is repaid.

The Social Security Administration, which overpays billions in benefits annually, will start withholding some benefits sent to overpaid recipients.

Regular payments will continue on their standard schedule throughout July 2025. However, recipients who received overpayment notices beginning April 25, 2025, may see their payments reduced starting approximately July 24, 2025. The SSA provides a 90-day notice period between issuing overpayment notifications and beginning benefit withholding.