In everyday language, Indemnity is equivalent to money paid to cover actual damage caused by accidents, theft, legal claims, ...

Indemnity insurance is a foundational component of modern risk management strategies, protecting individuals and organizations against the financial consequences of liability. This form of insurance ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Obamacare plans have reached the edge of a cliff. The U.S. government has shut down because Democrats and Republicans disagree on how much taxpayers should subsidize premiums. Health care is a service ...

The premium for indemnity health insurance, dubbed the "second national health insurance" with 40 million subscribers, will increase by an average of approximately 7.8% next year, the Life and General ...

As outlined previously, in late March 2024, the Biden Administration released final regulations setting new standards for short-term, limited duration health insurance (STLDI) and requiring expanded ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

As the loss ratio for indemnity health insurance continues to worsen, industry forecasts indicate that premiums will rise by ...