Retiring at 60 with $1.5 million sounds comfortable until you realize Medicare doesn’t begin until 65. That five-year gap ...

That number is your household’s modified adjusted gross income (MAGI). If you understand this metric, it becomes much easier ...

The wage base limit increase means that more higher earners will be paying more in Social Security payroll taxes. For example ...

Many Americans dream of an early retirement, but they might underestimate the savings needed to fund the next chapter. A new original research study from GOBankingRates indicates Americans retiring by ...

The 1938 Fair Labor Standards Act (FLSA) made it illegal for most 13-year-olds to work in non-agricultural jobs in an attempt ...

The two main factors that affect the value of your federal retirement benefit are your high-three average salary and your ...

The reality is sobering: The average 401 (k) balance of a Gen Xer is about $190,000, while the average balance for Boomers ...

Retiring at 55 sounds like a dream come true with no more alarm clocks, no more meetings, just the freedom to do what you want while you’re still young enough to actually do it. The question that ...

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially secure.

Bengen's original 4% rule, published in 1994, suggested retirees could withdraw 4% of their portfolio in the first year and ...

If you have a roughly equal split of stocks and bonds, you may be safe to follow the 4% rule, which has you withdrawing 4% of your nest egg your first year of retirement and adjusting subsequent ...

Wondering about retirement? It looks surprisingly different depending on where you are in the U.S. The amount you need to save and the age you can actually retire can change a lot from one state to ...