Fidelity recommends putting aside three times your annual income by age 40. Here's how to get the most out of your savings to ensure a smooth retirement.

Choosing early retirement in the U.S. offers more leisure time but comes with significant reductions and conditions.

Filing for Social Security early is a complex decision that depends heavily on your individual and family circumstances, including health and financial needs.

The Social Security program faces a financing shortfall that, if left unaddressed, would result in a benefit reduction in ...

With so many currently heading for the exit, it’s a good time for federal employees to improve their understanding of the retirement process.

A retirement account. The number of Americans who are nearing retirement without savings is alarming. AARP found last year that 20% of Americans 50 and older don't have any money socked away for their ...

One key decision you must make on your retirement journey is when to apply for Social Security. A retirement calculator can help you determine your ideal retirement age to begin Social ...

A retirement plan is just that -- a plan. It can be hard to really know if it's going to carry you sufficiently through ...

The 401(k) limit for 2025 for many savers is $23,500, but those working in their early 60s are allowed to save much more, if ...

First, we should applaud this savvy investor. Having a $1.3 million investment portfolio at the age of 49, as well as enough ...

The average payout could drop to $1,580 per month after 2034 -- a 19% drop from the current average retirement payout.

This assumes you withdraw just 3% of your retirement savings in the first year of your retirement with annual adjustments for inflation. FIRE Fundamentals: How Much Do You Really Need to Retire Early?