The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey

Dave Ramsey's 5 steps to win with money: 1. Have a written plan. (budget) 2. Get out of debt. 3. Live on less than you make. 4. Save some money. (3-6 months emergency fund invest 15%) 5. Be outrageously generous! | Ramsey Solutions

A budget is just a plan. It isn't a straight jacket. It's YOU telling YOU what to do. Forget the stigma that people on a budget don't have money, because that's not true. People on a budget DO have money, and they're going places with it because they're mature enough to put pen to paper and make a PLAN. | Dave Ramsey