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Pay down cards 💳 Faster 0%⁉️ Apply for a new card that offers 0% interest for 12 or more months. Transfer the balance from the old card to the new card. But Leo, there's a balance transfer fee. There's 13 credit cards that offer zero balance transfers, but for worst case scenario, you're gonna have to pay 3% in balance transfer fee. After that 3%, you're not gonna get charged any more interest because you have a 0% APR card. So the real question is, would you rather pay 30% in fees every year o
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