🎁🏡 THE GIFT LETTER — HOMEOWNERSHIP HELP, DONE RIGHT • Short on down payment funds • Family wants to help — but lenders need proof • Worried a “gift” could delay approval • Confused about what’s allowed and what’s not A gift letter documents funds given by an approved donor (like parents or close relatives) with no repayment required, keeping your loan compliant and stress-free. At The Onyx Group Mortgage, we guide you step-by-step so gift funds are structured correctly and your closing stays o
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